FAQ's: Auto Accidents

Auto & Truck Collisions

• If there is no police report of this accident, can I still make a claim?
• How do I pay for my medical treatment?
• Should I allow the insurance company to take a tape recorded statement from me?
• Do I need to pay a lawyer just to speak with him about my rights?

If someone violated the rules of the road and caused a collision in which you were injured, you have a claim for damage under Texas law.  Steve McCarthy, who is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization, has been trying cases involving automobile, truck, and motorcycle collisions for over 20 years.

The following are answers to some of the frequently asked questions of those who have been injured in an automobile, truck, or motorcycle collision due to someone else’s negligence:

If there is no police report of this accident, can I still make a claim?

Yes.  Although a police report is very helpful, it is not necessary to make a claim or prosecute a lawsuit.  Truthful testimony by the person injured can establish negligence on the part of the person who caused the collision.

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How do I pay for my medical treatment?

If you were on the job at the time you were injured, your employer’s workers’ compensation insurance has the obligation to pay for all reasonable and necessary medical treatment.  If you were not on the job, your personal health insurance or your company’s health insurance is responsible to pay for reasonable and necessary medical care.  If you are uninsured, keep in mind that your own automobile insurance coverage normally includes coverage which is referred to as “Personal Injury Protection.”  Your Personal Injury Protection will reimburse you for your medical bills up to the maximum coverage you have on your own automobile insurance policy.

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Should I allow the insurance company to take a tape recorded statement from me?

Please understand that you are not legally required to allow anyone to tape record a conversation with you.  If requested to provide a written or tape recorded statement, it is recommended you first discuss your legal rights by speaking with a Texas automobile accident lawyer, such as Steve McCarthy. 

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Do I need to pay a lawyer just to speak with him about my rights?

The law firm of Blizzard, McCarthy & Nabers, L.L.P. always provides a free consultation, at which time you will speak with Steve McCarthy, a Texas auto accident injury lawyer, at our office in Houston, Texas.  Please complete the consultation form at our website or call him today.

Read more about car accidents.

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